Looking at your "bigger picture".
Federal retirement involves more than your pension. We help you understand how your benefits work individually—and how they fit together as part of your overall retirement plan.
- Your Federal Pension — FERS, CSRS and CSRS Offset, retirement eligibility, pension calculations, FERS Annuity Supplement, and retirement options
- Thrift Savings Plan (TSP)— Understanding your TSP and how it fits into your overall retirement income strategy
- Healthcare & Insurance— FEHB, FEGLI, and important coverage considerations as you transition into retirement
- Social Security — Understanding your benefits and how Social Security may coordinate with your federal retirement income
- Survivor Benefits — Understanding the choices available and how those decisions may affect your spouse and family
- Special Retirement Provisions— Considerations for Law Enforcement Officers, Firefighters, Air Traffic Controllers, and other eligible employees
- U.S. Postal Service Employees— Retirement and benefit considerations specific to USPS employees
The goal isn't simply to understand each benefit individually. It's to understand how your pension, TSP, Social Security, healthcare, and personal savings can work together to support your retirement. In addition to the educational seminars we provide to federal agencies and their employees, we regularly meet one-on-one with federal employees and their spouses. These meetings can help you gain a clearer understanding of your federal benefits, retirement eligibility, estimated retirement income, and the financial decisions you may face before and during retirement. Our experience working with both federal employee benefits and financial planning allows us to look beyond individual benefits and help you consider the bigger picture—including your pension, TSP, Social Security, healthcare, investments, taxes, and retirement income needs.
Don't Wait Until Retirement to Start Planning
You don't have to be approaching retirement to benefit from understanding your federal benefits.
The earlier you understand how your benefits work, the more time you have to make informed decisions and position yourself for the retirement you want. Whether retirement is a few years away or decades into the future, we're here to help you better understand your benefits and develop a plan for what's ahead.
